4 Reasons You Can Be Turned Down For Credit Even With a Good Score Rachel Thu, 11/09/2017 – 08:23 You can be rejected for credit even with a good score Image Source: Pixabay.com You’ve worked hard to improve your credit score and it’s great. So why did you get turned down for a new line […]
Are You Living Beyond Your Means? Signs Your Credit Score May Be At Risk Rachel Thu, 11/02/2017 – 08:02 Are you living within your means? Image via freestocks.org on Unsplash After you file bankruptcy and get your discharge, you have a fresh start, but it’s up to you to make the most of it. One of the […]
Your credit score and credit report allow lenders, such as banks and credit unions, to determine how risky it would be to lend you money or credit. A credit history… The post How many points does your credit score drop if you’re late on a payment? appeared first on Advantage CCS.
If You Qualify For a VA Loan, a Lower Credit Score Might Not Matter Rachel Thu, 10/26/2017 – 09:26 VA loans can be faster to get after bankruptcy Image Source: Scott Webb via Unsplash When you’re bouncing back from a financial disruption in your life, like bankruptcy, job loss, etc., your credit score will drop. […]
Around this time of year, we usually do a blog post about “How to Save Money on Halloween Décor” or “Halloween Costumes on a Budget” and so on. We wanted… The post The Scary Truth about Teens and Money appeared first on Advantage CCS.
Common Mistakes People Make When Disputing Items on a Credit Report Rachel Thu, 10/19/2017 – 09:00 Credit report dispute mistakes are common Image Source: Flickr User CafeCredit.com One of the ways to potentially improve your credit score is to clear errors off your credit report. This process starts with filing a dispute for any erroneous […]
Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score… The post How To Build A Strong Credit Score appeared first on Advantage CCS.
Credit Report Disputes May Improve Your FICO Score Rachel Thu, 10/12/2017 – 09:21 Filing credit report disputes may help your score Image Source: Flickr User CafeCredit.com Your credit score is determined by an algorithm calculated on your credit report data. Each credit score calculation (and there are hundreds of them) will vary slightly. There are […]
If you’re in a situation where you’re about to be forced into bankruptcy, or you’re already missing payments that affect your credit, a debt management solution is perhaps the only… The post Choose a Non-Profit Debt Management Solution appeared first on Advantage CCS.
5 Great Apps To Help Improve Your Credit Score Rachel Thu, 10/05/2017 – 09:21 Apps can help you improve your credit score Image Source: Flickr User Lisa Risager Digital devices are mandatory for life in the 20-teens, but beyond sharing photos of your favorite entrée, cat, kid, or sunset, they offer free and low-cost tools […]
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have… The post Insufficient funds: Decline the transaction or pay an overdraft fee? appeared first on Advantage CCS.
When Rebuilding Your Credit, Payment History Is Critical Rachel Thu, 09/28/2017 – 09:27 Payment history is crucial for good credit Image Source: Flickr User kate hiscock When you’re rebuilding your credit history – after a financial hiccup, after bankruptcy – or if you’re building it for the first time when you’re just starting out, it’s […]
Whether you need money to boost your business or meet your daily personal expenses, access to finance will play an important role in helping you get ahead. However, before you… The post Reasons Why Your Credit Score May Drop appeared first on Advantage CCS.
5+ Reasons You Need Good Credit – Some Of These May Surprise You Rachel Thu, 09/21/2017 – 09:00 Surprising reasons you need good credit Image Source: Flickr User Beta-J Everyone wants good credit. The idea of having bad credit is embarrassing and a secret most people don’t want anyone else to know. Even if you […]
Over 143 million Americans had their sensitive personal information exposed to hackers in the recent Equifax data breach. There’s a good chance that you or someone in your household may… The post What you need to know before freezing your credit appeared first on Advantage CCS.
Credit Score Lingo You Must Understand – When Rebuilding Your Score, Knowledge Is Key Rachel Thu, 09/14/2017 – 09:42 It pays to know your credit terms Image Source: Pixabay.com Finances and credit scores are something we all deal with, but sometimes the words and phrases that get thrown around might be confusing. Even if you […]
5 Ways to Improve Your Credit Score This Year Rachel Wed, 07/05/2017 – 03:05 Good habits protect your credit scoreImage Source: Flickr User Araí Moleri Riva-Zucchelli After bankruptcy, one of the first things to do to take full advantage of the fresh start you have is to begin rebuilding your credit as soon as […]
When Paying Debt Can Hurt Your Credit Score – And Why Rachel Thu, 07/13/2017 – 03:08 When paying debt can hurt your credit scoreImage Source: Pixabay.com There are lots of reasons to improve your credit score. If you want to buy a new car or get a home loan or refinance your existing […]
Credit Scores Are Better Than Ever – Why It’s the Perfect Time to Improve Your FICO Calculation Rachel Thu, 07/20/2017 – 03:10 Now is the time to work on your creditImage Source: Flickr User Investment Zen Credit scores are, on average, higher than they have ever been. If you’re coming out of bankruptcy or […]
The Benefits of Aging – Most Older Americans Have Higher Credit Scores Rachel Fri, 07/28/2017 – 03:13 Older Americans usually have higher credit scoresImage Source: Pixabay.com When you think about getting older, you might focus on the negatives. You may not be able to jog as far as you once could, and you’ll notice […]
When Working to Improve Your Credit Score, Utilization Is Critical Rachel Thu, 08/03/2017 – 03:06 What percent of your credit are you using?Image Source: Pixabay.com Once you ditch your debt using bankruptcy, the next step is rebuilding your credit. Getting credit cards and using them wisely is key to re-establishing your credit as fast […]
How Using Cash Advances Can Hurt Your Credit Score Rachel Thu, 08/10/2017 – 09:04 Cash advances come at steep costs Image Source: Pixabay.com Most credit cards offer the option to take a cash advance. Some card issuers send out blank checks you can write that, when cashed, will operate as a cash advance. Others provide […]
Tip: Use Your Credit Cards to Protect Your FICO Score View recent blog entries Submitted by Rachel on Thu, 08/17/2017 – 09:04 Your credit card accounts can be closed without notice Image Source: Pixabay.com Although it seems counter-intuitive, the fact is that if you do not use your credit cards, it can (indirectly) harm your […]
Larger Credit Limits Can Result in a Better Credit Score (But Be Careful!) View recent blog entries Submitted by Rachel on Thu, 08/24/2017 – 08:53 Use your plastic carefully for a better credit score Image Source: Pixabay.com Bouncing back after bankruptcy is a journey and those that racked up big credit card debt that was […]
How Do Student Loans Affect Your Credit Score? View recent blog entries Submitted by Rachel on Thu, 08/31/2017 – 09:38 Too broke for student loans? Your credit score might suffer Image Source: Pixabay.com Student loans, like most financial obligations, have the power to impact your credit score for the positive or the negative, depending on […]
Protect Yourself After the Equifax Data Breach View recent blog entries Submitted by Rachel on Thu, 09/07/2017 – 08:00 Beware the Equifax data breach Image Source: Pixabay.com A data breach at credit reporting bureau Equifax may affect more than 140 million consumers. The breach happened between May and July 2017 and resulted in hackers gaining […]