6 Ways to Rebuild Credit After Bankruptcy Rachel Thu, 12/14/2017 – 08:31 Kick start your credit score after bankruptcy Image by ChrisGeirman via Unsplash When you’re deep in debt you can’t dig out of by yourself, bankruptcy can come in handy. But once you have your discharge, it’s time to get busy rebuilding your credit score. It’s true […]
During the holiday season, it’s easy to get caught up in the desire to give the perfect gift. This can lead to people only thinking about getting that perfect present,… The post Fantastic Advice for Saving Money during the Holidays appeared first on Advantage CCS.
Your personal my Social Security account is one of the most powerful tools available to help you prepare for retirement.
5 Things That Won’t Help (And Could Hurt) Your Credit Score Rachel Thu, 12/07/2017 – 08:56 Look for the signs about what can affect your credit score Image by Austin Chan via Unsplash Your credit score is the most important three-digit number in your financial life. It tells potential lenders how likely you are to pay your […]
Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student… The post Wonderful Debt Management Tips for College Students appeared first on Advantage CCS.
5 Times A Good Credit Score Can Make or Break You Rachel Thu, 11/30/2017 – 08:51 Five times you need good credit Image by Bryan Minear via Unsplash If you chose bankruptcy to deal with your debt, it could be life-changing for the better. But after you get your bankruptcy discharge, it’s time to start the work […]
An individual’s credit rating is an important factor that significantly contributes to their financial well being. Whether an individual is applying for a loan or a new job, their credit… The post Do You Need Help Building Your Credit Rating? appeared first on Advantage CCS.
Is Your Credit Score at Risk from the Equifax Hack? Is Freezing Your Credit Enough? Rachel Thu, 11/23/2017 – 08:57 The aftermath of the Equifax hack Image via MarkusSpiske on Unsplash You may be one of the more than 143 million Americans whose private information was exposed in this year’s massive Equifax hack. Enough data was stolen to […]
There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your… The post A Comprehensive Glossary of Debt Terminology appeared first on Advantage CCS.
Using Credit Cards to Raise Your FICO Score? 7 Things to Think About When Opening New Accounts Rachel Thu, 11/16/2017 – 08:38 What you must know about credit cards and your FICO score Image Source: Pixabay.com After bankruptcy, when you’re rebuilding your credit score, using credit cards strategically can be one of the fastest and […]
4 Reasons You Can Be Turned Down For Credit Even With a Good Score Rachel Thu, 11/09/2017 – 08:23 You can be rejected for credit even with a good score Image Source: Pixabay.com You’ve worked hard to improve your credit score and it’s great. So why did you get turned down for a new line […]
Are You Living Beyond Your Means? Signs Your Credit Score May Be At Risk Rachel Thu, 11/02/2017 – 08:02 Are you living within your means? Image via freestocks.org on Unsplash After you file bankruptcy and get your discharge, you have a fresh start, but it’s up to you to make the most of it. One of the […]
Your credit score and credit report allow lenders, such as banks and credit unions, to determine how risky it would be to lend you money or credit. A credit history… The post How many points does your credit score drop if you’re late on a payment? appeared first on Advantage CCS.
If You Qualify For a VA Loan, a Lower Credit Score Might Not Matter Rachel Thu, 10/26/2017 – 09:26 VA loans can be faster to get after bankruptcy Image Source: Scott Webb via Unsplash When you’re bouncing back from a financial disruption in your life, like bankruptcy, job loss, etc., your credit score will drop. […]
Around this time of year, we usually do a blog post about “How to Save Money on Halloween Décor” or “Halloween Costumes on a Budget” and so on. We wanted… The post The Scary Truth about Teens and Money appeared first on Advantage CCS.
Common Mistakes People Make When Disputing Items on a Credit Report Rachel Thu, 10/19/2017 – 09:00 Credit report dispute mistakes are common Image Source: Flickr User CafeCredit.com One of the ways to potentially improve your credit score is to clear errors off your credit report. This process starts with filing a dispute for any erroneous […]
Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score… The post How To Build A Strong Credit Score appeared first on Advantage CCS.
Credit Report Disputes May Improve Your FICO Score Rachel Thu, 10/12/2017 – 09:21 Filing credit report disputes may help your score Image Source: Flickr User CafeCredit.com Your credit score is determined by an algorithm calculated on your credit report data. Each credit score calculation (and there are hundreds of them) will vary slightly. There are […]
If you’re in a situation where you’re about to be forced into bankruptcy, or you’re already missing payments that affect your credit, a debt management solution is perhaps the only… The post Choose a Non-Profit Debt Management Solution appeared first on Advantage CCS.
5 Great Apps To Help Improve Your Credit Score Rachel Thu, 10/05/2017 – 09:21 Apps can help you improve your credit score Image Source: Flickr User Lisa Risager Digital devices are mandatory for life in the 20-teens, but beyond sharing photos of your favorite entrée, cat, kid, or sunset, they offer free and low-cost tools […]
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have… The post Insufficient funds: Decline the transaction or pay an overdraft fee? appeared first on Advantage CCS.
When Rebuilding Your Credit, Payment History Is Critical Rachel Thu, 09/28/2017 – 09:27 Payment history is crucial for good credit Image Source: Flickr User kate hiscock When you’re rebuilding your credit history – after a financial hiccup, after bankruptcy – or if you’re building it for the first time when you’re just starting out, it’s […]
Whether you need money to boost your business or meet your daily personal expenses, access to finance will play an important role in helping you get ahead. However, before you… The post Reasons Why Your Credit Score May Drop appeared first on Advantage CCS.
5+ Reasons You Need Good Credit – Some Of These May Surprise You Rachel Thu, 09/21/2017 – 09:00 Surprising reasons you need good credit Image Source: Flickr User Beta-J Everyone wants good credit. The idea of having bad credit is embarrassing and a secret most people don’t want anyone else to know. Even if you […]
Over 143 million Americans had their sensitive personal information exposed to hackers in the recent Equifax data breach. There’s a good chance that you or someone in your household may… The post What you need to know before freezing your credit appeared first on Advantage CCS.
Credit Score Lingo You Must Understand – When Rebuilding Your Score, Knowledge Is Key Rachel Thu, 09/14/2017 – 09:42 It pays to know your credit terms Image Source: Pixabay.com Finances and credit scores are something we all deal with, but sometimes the words and phrases that get thrown around might be confusing. Even if you […]