How Many Credit Cards Do You Need to Improve Your Credit Score? Rachel Thu, 01/18/2018 – 09:20 How many credit cards should you have? Image by The Digital Way via PixaBay If you are just coming out of bankruptcy, you might view credit cards in a dim light because of your recent debt experience. People […]
You’re in debt. Like many other people, you may not be exactly sure how you got here. Maybe you are a recent college graduate with an ample amount of student… The post The Remarkable Benefits of Credit and Bankruptcy Counseling appeared first on Advantage CCS.
Credit Card Debt on the Rise – Protect Your Credit Score Rachel Thu, 01/11/2018 – 08:26 Credit card debt is rising Image by CafeCredit.com via Flickr Successfully going through with a bankruptcy filing is an accomplishment. It can be life-changing for those that recognize that they are stuck with overwhelming debt and decide to do […]
January 28th is National Data Privacy Day, an educational initiative focusing on raising awareness among businesses and individuals about the importance of protecting the privacy of personal information. With more and more information being collected by companies, websites, and social media, this is something everyone should consider. To understand the importance of Data Privacy day, […]
5 New Year’s Resolutions for a Better Credit Score in 2018 Rachel Thu, 01/04/2018 – 08:38 Plan now for a better credit score in the New Year! Image by Brooke Lark via Unsplash The year 2017 is behind us and with it went a year of triumphs and disappointments. If one of your regrets from last year is […]
Better Credit in the New Year – How to Rebound Your Credit Score after Bankruptcy Rachel Thu, 12/28/2017 – 09:12 Make some credit score resolutions for 2018 Image by NordWood Themes via Unsplash The New Year is an opportunity to start things fresh. It is a time when you make resolutions and goals for the coming year. Some […]
If you are in debt and owe a considerable amount of money to your creditors, you may be a good candidate for free consumer credit counseling. You shouldn’t have to… The post Do You Need Free Consumer Credit Counseling? appeared first on Advantage CCS.
When Rebuilding Credit, What’s the Difference Between an Authorized User and a Joint Cardholder? Rachel Thu, 12/21/2017 – 08:48 Get started rebuilding your credit now Image by Corinne Kutz via Unsplash When you come out of bankruptcy, as soon as you have your discharge in hand, it’s time to start rebuilding your credit. For most consumers, the […]
There are certain laws in place specifically meant to help consumers in terms of credit, debt, and the lending industry. The Consumer Credit Protection Act (CCPA) is a consumer credit… The post Consumer Credit Laws And What You Need To Know About Them appeared first on Advantage CCS.
6 Ways to Rebuild Credit After Bankruptcy Rachel Thu, 12/14/2017 – 08:31 Kick start your credit score after bankruptcy Image by ChrisGeirman via Unsplash When you’re deep in debt you can’t dig out of by yourself, bankruptcy can come in handy. But once you have your discharge, it’s time to get busy rebuilding your credit score. It’s true […]
During the holiday season, it’s easy to get caught up in the desire to give the perfect gift. This can lead to people only thinking about getting that perfect present,… The post Fantastic Advice for Saving Money during the Holidays appeared first on Advantage CCS.
Your personal my Social Security account is one of the most powerful tools available to help you prepare for retirement.
5 Things That Won’t Help (And Could Hurt) Your Credit Score Rachel Thu, 12/07/2017 – 08:56 Look for the signs about what can affect your credit score Image by Austin Chan via Unsplash Your credit score is the most important three-digit number in your financial life. It tells potential lenders how likely you are to pay your […]
Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student… The post Wonderful Debt Management Tips for College Students appeared first on Advantage CCS.
5 Times A Good Credit Score Can Make or Break You Rachel Thu, 11/30/2017 – 08:51 Five times you need good credit Image by Bryan Minear via Unsplash If you chose bankruptcy to deal with your debt, it could be life-changing for the better. But after you get your bankruptcy discharge, it’s time to start the work […]
An individual’s credit rating is an important factor that significantly contributes to their financial well being. Whether an individual is applying for a loan or a new job, their credit… The post Do You Need Help Building Your Credit Rating? appeared first on Advantage CCS.
Is Your Credit Score at Risk from the Equifax Hack? Is Freezing Your Credit Enough? Rachel Thu, 11/23/2017 – 08:57 The aftermath of the Equifax hack Image via MarkusSpiske on Unsplash You may be one of the more than 143 million Americans whose private information was exposed in this year’s massive Equifax hack. Enough data was stolen to […]
There are many terms used when it comes to credit counseling, debt, debt collections, and debt relief. Knowing what the various terms mean can help when you’re trying to get your… The post A Comprehensive Glossary of Debt Terminology appeared first on Advantage CCS.
Using Credit Cards to Raise Your FICO Score? 7 Things to Think About When Opening New Accounts Rachel Thu, 11/16/2017 – 08:38 What you must know about credit cards and your FICO score Image Source: Pixabay.com After bankruptcy, when you’re rebuilding your credit score, using credit cards strategically can be one of the fastest and […]
4 Reasons You Can Be Turned Down For Credit Even With a Good Score Rachel Thu, 11/09/2017 – 08:23 You can be rejected for credit even with a good score Image Source: Pixabay.com You’ve worked hard to improve your credit score and it’s great. So why did you get turned down for a new line […]
Are You Living Beyond Your Means? Signs Your Credit Score May Be At Risk Rachel Thu, 11/02/2017 – 08:02 Are you living within your means? Image via freestocks.org on Unsplash After you file bankruptcy and get your discharge, you have a fresh start, but it’s up to you to make the most of it. One of the […]
Your credit score and credit report allow lenders, such as banks and credit unions, to determine how risky it would be to lend you money or credit. A credit history… The post How many points does your credit score drop if you’re late on a payment? appeared first on Advantage CCS.
If You Qualify For a VA Loan, a Lower Credit Score Might Not Matter Rachel Thu, 10/26/2017 – 09:26 VA loans can be faster to get after bankruptcy Image Source: Scott Webb via Unsplash When you’re bouncing back from a financial disruption in your life, like bankruptcy, job loss, etc., your credit score will drop. […]
Around this time of year, we usually do a blog post about “How to Save Money on Halloween Décor” or “Halloween Costumes on a Budget” and so on. We wanted… The post The Scary Truth about Teens and Money appeared first on Advantage CCS.
Common Mistakes People Make When Disputing Items on a Credit Report Rachel Thu, 10/19/2017 – 09:00 Credit report dispute mistakes are common Image Source: Flickr User CafeCredit.com One of the ways to potentially improve your credit score is to clear errors off your credit report. This process starts with filing a dispute for any erroneous […]
Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score… The post How To Build A Strong Credit Score appeared first on Advantage CCS.