It’s funny how sometimes a myth can be taken as fact if it’s repeated often enough. It can even gain “conventional wisdom” status. Sometimes it doesn’t matter much. It’s pretty harmless to think a tooth will dissolve overnight in a glass of Coca-Cola, […]
We’ve all heard the stories about people, before the 2008-’09 financial crisis, using their homes as “ATMs.” I’m talking about homeowners using the equity in their homes to pay for luxuries – jewelry, vacations, even cosmetic surgery. We were talking recently about […]
When you take out a home equity line of credit, you’re offering your house as collateral to secure another loan. The upside: You can gain access to up to 80% of your home’s value, minus your current mortgage balance and adjusted based on your creditworthiness. The downside? If you can’t make your payments, you could […]
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