6 basic bills you should always negotiate

6 basic bills you should always negotiate

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6 basic bills you should always negotiate
Does the thought of haggling over your monthly bills make you break out in a cold sweat? You're not alone because most people don't like trying to talk their way into a lower price. A 2013 Consumer Reports survey found that less than half of consumers …
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Credit Score Wellness

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Credit Score Wellness
Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances […]
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Credit explained: Understanding how to improve your credit score

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Credit explained: Understanding how to improve your credit score
If you're looking to buy a home this summer, spring is a good time to evaluate your credit score. That three digit number is one of the most important factors in qualifying for a home loan. Thursday, Brenda Miernyk, Area Sales Manager of Wells Fargo …
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Five simple tips to boost and improve your credit score

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Five simple tips to boost and improve your credit score
So much of our lives are tied to three little numbers, our credit score. Whether you're buying a car, searching for a new job or looking to buy a house, your credit score could mean the difference between success and failure. Whether you just need a …
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7 money habits that annoy your spouse

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7 money habits that annoy your spouse
Your spouse likely has a few money habits that annoy you. And there are probably a few things about the way you handle finances that get on your spouse's nerves. Unfortunately, these annoyances can lead to major conflicts. "These issues can be very …
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Tips for Buying a Car in Arcadia Based on Your Credit Score

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Tips for Buying a Car in Arcadia Based on Your Credit Score
This content is brought to you by Foothill Credit Union. Foothill Credit Union is a local financial institution dedicated to improving its members' financial well-being. Commuting to Pasadena or getting around L.A. isn't easy and can prove impossible …
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How Having Different Types of Credit Will Increase Your Credit Score

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How Having Different Types of Credit Will Increase Your Credit Score
FICO Score. Is FICO Still the Standard in Credit Scoring? This Easy Trick Will Improve Your Credit Score and Avoid Late Payments · How to Successfully Follow the Authorized User Credit Score Strategy · How to Improve Your Credit Score Using Your Utilities.
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What You Need to Know About Settling a Credit Card Debt

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What You Need to Know About Settling a Credit Card Debt
(If this happens to you, read our guide on how to improve your credit score.) Viale said most creditors will offer a settlement for 50 to 70 cents on the dollar of what you owe. Even though you won't pay the full amount of your debt, you'll need to …
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You're Not Stuck With Bad Credit Forever, Study Finds

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You're Not Stuck With Bad Credit Forever, Study Finds
Your credit score isn't like your family; you aren't stuck with it forever. In fact, credit scores are quite fluid, as a recent study from VantageScore Solutions shows. The study looked at the credit scores of 2 million consumers between 2011 and 2013 …
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3 Ways To Improve Your Credit Score

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3 Ways To Improve Your Credit Score
Move over GPA, there's another number that has an even greater effect on your lifestyle and future now that you're out in the real world—your credit score. That 3-digit number—calculated based on your credit mix, payment history and debt load—plays …
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Magic Number: The Ideal Credit Score For Securing A Mortgage

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Magic Number: The Ideal Credit Score For Securing A Mortgage
How to improve your credit score. Whether your score is too low to secure a mortgage or you'd rather use available funds to fix your financial situation (instead of putting it toward a larger down payment), there are steps you can take today to start …
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Should you buy credit and identity theft monitoring?

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Should you buy credit and identity theft monitoring?
Credit monitoring is a job you can do yourself if you're willing to take the time. If all you want is to chart your progress as you try to build or rebuild your credit, doing it yourself has never been easier. Federal law requires each of the three …
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The pros and cons of automatic bill payments

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The pros and cons of automatic bill payments
Automatic bill payments can make paying your electric and phone bill more convenient, but they still require regular maintenance in order to be sure the right amounts are getting transferred at the right time.
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Four Strategies to Recovering Charge-Offs

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Four Strategies to Recovering Charge-Offs
“We actually do periodic seminars on how to improve your credit score,” Stoppel explained. “We give members their credit reports and their scores. Usually, it's in a group setting, so we don't especially sit down with them. After the seminars, we do …
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Auburn-area community calendar | March 2

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Auburn-area community calendar | March 2
Financial literacy for veterans and general public: 6 p.m. March 16, Auburn Senior Activity Center, Millennium Room 1, 808 Ninth St. SE. Learn how to improve your credit score, navigate your finances, deal with expenses, establish a plan for …
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Community Briefs

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Community Briefs
Trish Adams of Dream Builders Realty and Jill Burgess of Peoples Home Equity will discuss the home buying process, down payment assistance options, credit score guidelines; how to improve your credit score and more. To register, call (336) 275-6090.
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Check your credit for free on Feb. 2

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Check your credit for free on Feb. 2
The Federal Trade Commission reports that only one out of every three Wisconsin adults checks their free credit report each year, making Wisconsin the sixth lowest of all the states. The University of Wisconsin-Extension “Check Your Free Credit Report …
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Auburn-area community calendar | Feb. 24

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Auburn-area community calendar | Feb. 24
Financial literacy for veterans and general public: 6 p.m. March 16, Auburn Senior Activity Center, Millennium Room 1, 808 Ninth St. SE. Learn how to improve your credit score, navigate your finances, deal with expenses, establish a plan for …
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Seminars to focus on credit scores, small-business financing

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Seminars to focus on credit scores, small-business financing
The Vance-Granville Community College Small Business Center has scheduled a pair of free seminars for Wednesday, March 23, at the college's Franklin County campus near Louisburg. “How to Improve Your Credit Score” will be held from 1 to 4 p.m. that …
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Make your finances go further as our Moneymatters Pop-Up Show comes to town

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Make your finances go further as our Moneymatters Pop-Up Show comes to town
There are just two days to go until our brilliant FREE Moneymatters Pop-Up Show arrives in Manchester city centre. It's the place to be this weekend if you need to get your finances on track and find ways to put a bit of cash back in your pocket. We've …
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Will Getting Married Hurt My Credit Score?

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Will Getting Married Hurt My Credit Score?
If you're looking for more tips on how to improve your credit score, you can use your free credit report summary, updated each month on Credit.com, to track your progress. There may be no shortcuts to better credit, but having a plan will get you there …
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BMO Harris Bank Releases Tips on How to Improve Your Credit Score

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BMO Harris Bank Releases Tips on How to Improve Your Credit Score
(SOURCE BMO Harris Bank) — As part of BMO Harris Bank's ongoing commitment to financial literacy and Helping Make Money Make Sense, BMO Harris is providing weekly financial tips. This week's tip offers steps to improve your credit. Just like a top …
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I Have Huge Medical Bills and Gambled Away My Savings. Can I Still Declare …

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I Have Huge Medical Bills and Gambled Away My Savings. Can I Still Declare …
It's unlikely you could file for a Chapter 7 bankruptcy—that's when, with certain exemptions, you turn over what assets you have to pay what debts you can, the remaining debts are discharged, and you get a new financial start. You'll almost certainly …
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What Is the Worst Credit Score?

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What Is the Worst Credit Score?
You want a great credit score? First you need to know what you're working with. Even if you know the number of your score, you won't know if it's good or bad until you know the range used by the scoring model. If you have poor credit, you may be …
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'Can I get a credit black mark removed?'

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'Can I get a credit black mark removed?'
I wondered if you can give me advice on credit reference agencies and whether information they hold on you can be altered. As you can see from letters enclosed, I made a late payment of £6.99 on a credit card. I didn't receive the first two bills due …
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Moving bank accounts is as easy as A-B-C: How to boost your savings or reduce …

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Moving bank accounts is as easy as A-B-C: How to boost your savings or reduce …
Switching your current account could make life much easier if your existing bank isn't offering you a good deal or service. Choosing a new account and moving everything may seem a daunting prospect, but the current account switching service has made it …
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When should you consider seller financing?

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When should you consider seller financing?
Applicants must prove a consistent income stream over a two-year period, coupled with a strong credit score rating. Self-employed borrowers — or those with a history of a bankruptcy, short sale or other past credit-compromising issues — are often …
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