Credit Report Disputes May Improve Your FICO Score Rachel Thu, 10/12/2017 – 09:21 Filing credit report disputes may help your score Image Source: Flickr User CafeCredit.com Your credit score is determined by an algorithm calculated on your credit report data. Each credit score calculation (and there are hundreds of them) will vary slightly. There are […]
You’re in debt. Like many other people, you may not be exactly sure how you got here. Maybe you are a recent college graduate with an ample amount of student… The post The Remarkable Benefits of Credit and Bankruptcy Counseling appeared first on Advantage CCS.
If your child will be in college between July 1, 2017 and June 30, 2018, it’s time to apply for financial aid.
5 Things That Won’t Help (And Could Hurt) Your Credit Score Rachel Thu, 12/07/2017 – 08:56 Look for the signs about what can affect your credit score Image by Austin Chan via Unsplash Your credit score is the most important three-digit number in your financial life. It tells potential lenders how likely you are to pay your […]
We’re proud to announce that Rob Kunisch was recently named Chief Executive Officer of 1st Mariner Bank. Jack Steil, our former CEO, will continue to serve as Chairman of the Board, with a focus on developing the bank’s commercial lenders and cultivating new business opportunities. As Chief Executive Officer, Kunisch will work to expand 1st […]
How Many Credit Cards Do You Need to Improve Your Credit Score? Rachel Thu, 01/18/2018 – 09:20 How many credit cards should you have? Image by The Digital Way via PixaBay If you are just coming out of bankruptcy, you might view credit cards in a dim light because of your recent debt experience. People […]
Are You Living Beyond Your Means? Signs Your Credit Score May Be At Risk Rachel Thu, 11/02/2017 – 08:02 Are you living within your means? Image via freestocks.org on Unsplash After you file bankruptcy and get your discharge, you have a fresh start, but it’s up to you to make the most of it. One of the […]
Financial futurist Jason Schenker details what industries are safest from robot competition and what skills you need to stay marketable in the new economy
There are certain laws in place specifically meant to help consumers in terms of credit, debt, and the lending industry. The Consumer Credit Protection Act (CCPA) is a consumer credit… The post Consumer Credit Laws And What You Need To Know About Them appeared first on Advantage CCS.
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have… The post Insufficient funds: Decline the transaction or pay an overdraft fee? appeared first on Advantage CCS.
Older Americans usually have higher credit scoresImage Source: Pixabay.com When you think about getting older, you might focus on the negatives. You may not be able to jog as far as you once could, and you’ll notice a few smile lines and some gray hairs. However, lots of things also get better with age including […]
For students and graduates, the time is now to build credit so you can buy a car, rent an apartment and build credit history
Getting out of debt can be arduous but there are ways to change your debt status without changing your lifestyle
Some credit items will be purged Saturday Image Source: StockSnap.io On Saturday, July 1, many Americans will get a pre-Independence Day reason to celebrate when their credit score goes up without them changing a thing they’re doing. Both FICO and VantageScore have estimated that up to 20 million consumers will get a boost this weekend […]
5 Great Apps To Help Improve Your Credit Score Rachel Thu, 10/05/2017 – 09:21 Apps can help you improve your credit score Image Source: Flickr User Lisa Risager Digital devices are mandatory for life in the 20-teens, but beyond sharing photos of your favorite entrée, cat, kid, or sunset, they offer free and low-cost tools […]
Who to call in the first hours after your card has been skimmed, debit card hacked, ID stolen or phone goes missing
Consumer Credit Counseling Services can help protect your credit score by assisting in devising a plan that helps you pay it all back on time and avoid filing for bankruptcy…. The post Solve Your Debt Problems With Consumer Credit Counseling appeared first on Advantage CCS.
An individual’s credit rating is an important factor that significantly contributes to their financial well being. Whether an individual is applying for a loan or a new job, their credit… The post Do You Need Help Building Your Credit Rating? appeared first on Advantage CCS.
Consumers who know the value of their credit score will work hard to maintain a great score from day one. Those who never learned the importance of their credit score… The post How To Build A Strong Credit Score appeared first on Advantage CCS.
College years have been stigmatized as a time for Ramen noodles, maxed out credit cards, scraping for spare coins, empty pockets and even emptier wallets. Well, it is time to break those infamous trends! It will take some hard work and discipline but it will be worth it—take it from a former broke college student. […]
When paying debt can hurt your credit scoreImage Source: Pixabay.com There are lots of reasons to improve your credit score. If you want to buy a new car or get a home loan or refinance your existing mortgage, you’ll get a preferable interest rate with a higher credit score. If you’re hoping for a new […]
Common Mistakes People Make When Disputing Items on a Credit Report Rachel Thu, 10/19/2017 – 09:00 Credit report dispute mistakes are common Image Source: Flickr User CafeCredit.com One of the ways to potentially improve your credit score is to clear errors off your credit report. This process starts with filing a dispute for any erroneous […]
Finding a good debt management solution becomes extremely important when your only alternatives are bankruptcy or continuing to miss payments and ruining your credit. If you’re in this position currently, there is… The post How to Choose a Non-Profit Debt Management Company appeared first on Advantage CCS.
Will he or she recommend bankruptcy alternatives if bankruptcy isn't the right option? How about help you rebuild your credit score after the bankruptcy is complete? Or is the firm a “bankruptcy mill” that values efficiency and volume over customer …
RALEIGH, N.C. (WNCN) – Consumers who plan to shop online this holiday season must take steps to protect their money and personal information, Attorney General Roy Cooper said on Cyber Monday. “Online shoppers may save time and avoid crowds, but …
It can get you fired, put the kibosh on being hired, and, now, may even present a road block for securing a car loan or line of credit. Credit-rating companies have started looking at consumers' Facebook profiles for clues about their creditworthiness.