5+ Reasons You Need Good Credit – Some Of These May Surprise You

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5+ Reasons You Need Good Credit – Some Of These May Surprise You
5+ Reasons You Need Good Credit – Some Of These May Surprise You Rachel Thu, 09/21/2017 – 09:00 Surprising reasons you need good credit Image Source: Flickr User Beta-J Everyone wants good credit. The idea of having bad credit is embarrassing and a secret most people don’t want anyone else to know. Even if you […]
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When Paying Debt Can Hurt Your Credit Score – And Why

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When Paying Debt Can Hurt Your Credit Score – And Why
When paying debt can hurt your credit scoreImage Source: Pixabay.com There are lots of reasons to improve your credit score. If you want to buy a new car or get a home loan or refinance your existing mortgage, you’ll get a preferable interest rate with a higher credit score. If you’re hoping for a new […]
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Supreme Court gives debt buyers a pass from collection law

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Supreme Court gives debt buyers a pass from collection law
In a unanimous Supreme Court ruling Monday, debt buyers can collect accounts they own without obeying the federal law that reins in professional debt collectors
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What Parents Should Teach Their Kids by High School

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What Parents Should Teach Their Kids by High School
Joel Chrisler, host of the popular Internet radio show Real Life 101, shares financial topics parents should teach their children as they become more independent.
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Data Breach? Consumers Are Forgiving, According To Cybersecurity Survey; Most …

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Data Breach? Consumers Are Forgiving, According To Cybersecurity Survey; Most …
And 62 percent of consumers said they accepted offers of free credit monitoring after a breach, a surprising finding that counters claims that consumers are experiencing “breach fatigue” — a phenomenon where customers become desensitized to the loss …
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How to buy a car with bad credit

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How to buy a car with bad credit
Shopping for a car is never easy, particularly when you have bad credit. Your credit score dictates what type of interest you'll end up paying on your car loan, and a low score means a higher interest rate. The good news is you aren't necessarily …
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Banks now giving customers access to credit scores for free

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Banks now giving customers access to credit scores for free
The increased availability of free FICO scores could mean decreased revenue for the three main credit agencies — Equifax, TransUnion and Experian — that sell credit scores, credit monitoring and credit reports to consumers. The agencies' main source …
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New rule for Ontario drivers come into effect Sept. 1

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New rule for Ontario drivers come into effect Sept. 1
Starting Tuesday, Sept. 1, Ontario drivers will face tougher penalties for distracted driving as new safety rules come into effect. Penalties for distracted driving will include an increased set fine of $490 and three demerit points upon conviction …
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Is There a Student Loan Gender Gap?

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Is There a Student Loan Gender Gap?
The escalating cost of higher education makes it difficult to avoid borrowing for college and, once on the books, student loans are very rarely discharged in bankruptcy. … A good credit score can help you qualify for better rates on a new loan. You …
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63K Social Security numbers compromised in UCF data breach

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63K Social Security numbers compromised in UCF data breach
The school said it will start notifying victims on Friday and will provide free credit monitoring and identity-protection services to individuals affected by the breach. Federal agents at the FBI's field office in Jacksonville have notified all …
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10 cities with the worst credit scores

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10 cities with the worst credit scores
The average credit score across the country isn't all that hot, according to Credit Sesame's analysis of more than 2.5 million of its users. It found …. While Detroit's bankruptcy grabbed headlines in 2013, the city's fortunes had been declining well …
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72m credit facilities registered in I-Score database as of October 2015

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72m credit facilities registered in I-Score database as of October 2015
The company has begun establishing infrastructure for other products, such as Self Inquiry via Bank Portals, and Credit Score via ATMs. The company offers value-added products to its bank and company members, such as account monitoring, MIS reports …
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The Surprising Reason Why Your Facebook Profile Could Hurt Your Credit Score

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The Surprising Reason Why Your Facebook Profile Could Hurt Your Credit Score
It can get you fired, put the kibosh on being hired, and, now, may even present a road block for securing a car loan or line of credit. Credit-rating companies have started looking at consumers' Facebook profiles for clues about their creditworthiness.
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What's a FICO®, credit score? Are there other credit scores?

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What's a FICO®, credit score? Are there other credit scores?
A credit score simulator is an educated attempt to shed a small light on how your credit scores can be affected by your financial behavior. The exact formulas used to calculate your credit scores are closely guarded by each of the three major credit …
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Thrifty Vs. Cheap: How to Really Tell the Difference

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Thrifty Vs. Cheap: How to Really Tell the Difference
People often use the words thrifty and frugal interchangeably with cheap. However, though they relate to saving money and their differences seem small, the attitudes behind them are unique. When does trying to save money cross the line between thrifty …
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Jury Awards Homeowner $21 Million In Mortgage Lawsuit

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Jury Awards Homeowner $21 Million In Mortgage Lawsuit
A federal jury has awarded a Georgia man more than $21 million in a lawsuit pitting the homeowner against one of the nation's largest mortgage servicers. U.S. Army sergeant David Brash was awarded the damages in March, after a Columbus, Ga. jury found …
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The IRS Won't Tax Corinthian Students' Forgiven Loans… But What About …

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The IRS Won't Tax Corinthian Students' Forgiven Loans… But What About …
It's bad enough that higher education debtors are treated as second-class consumers with regard to the virtual inability to discharge these debts in bankruptcy. Let's not compound … How Student Loans Can Impact Your Credit · What's a Good Credit Score?
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New bill would prevent NYC landlords from checking credit scores and debts of …

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New bill would prevent NYC landlords from checking credit scores and debts of …
Landlords would be banned from checking credit scores to decide whether to rent to would-be tenants under a new bill being introduced in the City Council. Councilman Mark Levine's legislation would also bar a slew of other factors that owners commonly …
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Comcast says it's not to blame after 200000 user accounts were put up for sale …

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Comcast says it's not to blame after 200000 user accounts were put up for sale …
The company said it will not offer credit monitoring to affected customers because Comcast itself was not hacked. Selling personal information on the Dark Web is a burgeoning business. In a report last month, McAfee labs said the price for stolen …
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Why you should consider freezing your credit reports even before your …

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Why you should consider freezing your credit reports even before your …
But a new report by the Washington, D.C.-based consumer group U.S. PIRG says credit monitoring isn't nearly enough. The group is urging all consumers to consider freezing their credit reports as the only way to stop ID thieves from taking out loans …
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Can Bad Debt Be Good?

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Can Bad Debt Be Good?
After hearing consumer complaints stating that sold-derogatory trade lines (i.e., severely delayed debts sold to third-party agencies for collection) were still showing up on credit files even after being discharged through bankruptcy, many lenders …
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What a credit bureau and credit scoring means for you

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What a credit bureau and credit scoring means for you
This is why the meltdown occurs from time to time. First, what is a credit score. If you know the answer to this question, then who decides your score. Think about it: what are the ingredients, so to speak, of this brew. Included in the determination …
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Argentina in default. Blames 'vultures.' But world pretty much shrugs.

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Argentina in default. Blames 'vultures.' But world pretty much shrugs.
Argentina slipped into default last night after failing to reach agreement with a group of unpaid bondholders. While the news was bad for Argentina and its economy, most analysts expected the global fallout to be limited in part because Argentina has …
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Brand-Building With F-Bombs: Small Biz Looks To Twitter

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Brand-Building With F-Bombs: Small Biz Looks To Twitter
No longer just a forum for self-absorbed musings, Twitter has become a venue where small businesses such as watering holes, booksellers and florists connect with fans and customers – and have fun doing it. Photographer: Andrew Harrer/Bloomberg.
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How to Raise Your Credit Score With a Goodwill Adjustment Letter

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How to Raise Your Credit Score With a Goodwill Adjustment Letter
Your credit score is affected by numerous factors, but late payments on your credit card, mortgage and auto loan can be among the worst ways to damage your score. No matter the reason for your tardiness, a late payment tells creditors that repaying the …
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Low Credit Score Home Loans After Bankruptcy

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Low Credit Score Home Loans After Bankruptcy
Loans After Bankruptcy. We have several different loan programs available for home owners and home buyers with a past bankruptcy. Depending on your credit … Unless you borrow to buy a home, you must fully repay most 401(k) loans within five years, …
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