Consumer Credit Laws And What You Need To Know About Them

click photo for more information
Consumer Credit Laws And What You Need To Know About Them
There are certain laws in place specifically meant to help consumers in terms of credit, debt, and the lending industry. The Consumer Credit Protection Act (CCPA) is a consumer credit… The post Consumer Credit Laws And What You Need To Know About Them appeared first on Advantage CCS.
1
36

Favorite! Would you like to add notes/tags?

When Working to Improve Your Credit Score, Utilization Is Critical

click photo for more information
When Working to Improve Your Credit Score, Utilization Is Critical
What percent of your credit are you using?Image Source: Pixabay.com Once you ditch your debt using bankruptcy, the next step is rebuilding your credit. Getting credit cards and using them wisely is key to re-establishing your credit as fast as possible. The downside to being so deep in debt that you turn to bankruptcy is […]
0
151

Favorite! Would you like to add notes/tags?

The Best Ways to Save Money on Textbooks

click photo for more information
The Best Ways to Save Money on Textbooks
College can be very expensive especially when it comes to purchasing textbooks for your classes. If you’ve never purchased a textbook before it’s likely your jaw will hit the floor… The post The Best Ways to Save Money on Textbooks appeared first on Advantage CCS.
0
105

Favorite! Would you like to add notes/tags?

Debt Elimination and Credit Counseling Services

click photo for more information
Debt Elimination and Credit Counseling Services
In years past, wages have failed to keep up with the higher cost of living. The still lingering financial crisis and the downturn of the economy left many people unemployed… The post Debt Elimination and Credit Counseling Services appeared first on Advantage CCS.
0
125

Favorite! Would you like to add notes/tags?

Free, Official Sources to Find Unclaimed Money

click photo for more information
Free, Official Sources to Find Unclaimed Money
There might be unclaimed funds or property waiting for you from savings or checking accounts, wages and pensions, tax refunds, insurance policies, and more.
0
154

Favorite! Would you like to add notes/tags?

Court hears arguments on CFPB constitutionality

click photo for more information
Court hears arguments on CFPB constitutionality
The D.C. Circuit Court of Appeals hearing Wednesday sets the stage for a decision that could reduce the independence and power of the federal consumer watchdog agency
0
129

Favorite! Would you like to add notes/tags?

Cash advance survey 2017: Read fine print before seeking quick cash

click photo for more information
Cash advance survey 2017: Read fine print before seeking quick cash
A review of 100 credit card cash advance policies found cash advance transactions can quickly consume an available credit line with fees, high interest charges, among other undesirable terms.
0
88

Favorite! Would you like to add notes/tags?

How Can You Take Action to Improve Your Credit Score?

click photo for more information
How Can You Take Action to Improve Your Credit Score?
Make a plan to improve your creditImage Source: StockSnap.io Your credit score is made of five components – credit utilization, payment history, average age of credit, mix of credit, and new credit. Some of these facets of your score are easier to impact and control while some are more of a challenge. Here’s a look […]
0
107

Favorite! Would you like to add notes/tags?

5 Time-Tested Techniques for Investing for Retirement

click photo for more information
5 Time-Tested Techniques for Investing for Retirement
0
113

Favorite! Would you like to add notes/tags?

Financial Planning for College Freshmen

click photo for more information
Financial Planning for College Freshmen
With the costs of higher education continuing to rise, it is more important than ever for students and their families to develop a strategy to pay for tuition, housing, meals, books and more. While the fall semester may seem like a long way off, now is the time to develop a payment plan.
0
117

Favorite! Would you like to add notes/tags?

Three Changes to the Latest VantageScore That May Help You

click photo for more information
Three Changes to the Latest VantageScore That May Help You
Find out what the new credit score model means for youImage Source: Flickr User CafeCredit.com When you think of your credit score, you most likely think about your FICO (Fair Isaac Corporation) score, but that’s not the only calculation out there. VantageScore is another big player in the credit score game. VantageScore Solutions just announced […]
0
98

Favorite! Would you like to add notes/tags?

6 Things To Know About Your Credit Score

click photo for more information
6 Things To Know About Your Credit Score
Do you know this about your credit score?Image Source: StockSnap.io Your credit score is important because it affects your finances as well as your career opportunities. Your credit score can even affect your personal life because some people take debt into consideration when forming relationships. It’s important to understand your credit score so you can […]
0
105

Favorite! Would you like to add notes/tags?

East Greenwich to hold an open shred event April 30

click photo for more information
East Greenwich to hold an open shred event April 30
Protect yourself from identity theft while being green. The East Greenwich Township Environmental Commission and Green Team are sponsoring an open shredding event on Saturday, April 30 from 9 a.m. to noon at the East Greenwich Municipal Building, …
0
130

Favorite! Would you like to add notes/tags?

This Year, Hatch a Plan to Be Debt-Free

click photo for more information
This Year, Hatch a Plan to Be Debt-Free
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here's how we make money. This Year. With careful …
0
126

Favorite! Would you like to add notes/tags?

Applying for a Credit Card After Bankruptcy

click photo for more information
Applying for a Credit Card After Bankruptcy
If a card doesn't report to at least one of the three major credit bureaus, positive activity on your account — such as making payments on time and keeping your balance low — won't improve your credit score. The more bureaus a card reports to, the …
0
149

Favorite! Would you like to add notes/tags?

Understand how different methods to pay down debt impact your credit profile

click photo for more information
Understand how different methods to pay down debt impact your credit profile
Your payment history makes up 35 percent of your FICO credit score. Every payment you miss has an impact on … can harm your credit profile for many years. Legal fees can be expensive, and bankruptcy can be difficult to qualify for (in particular …
0
59

Favorite! Would you like to add notes/tags?

Toronto's York Spadina Subway Extension can't be completed without more money

click photo for more information
Toronto's York Spadina Subway Extension can't be completed without more money
A media tour participant takes photographs Friday at the entrance to the York University subway station. The station is one of six new terminals along the Toronto-York Spadina subway extension currently under construction.
0
107

Favorite! Would you like to add notes/tags?

Tech Fails: The year in consumer gadget calamities

click photo for more information
Tech Fails: The year in consumer gadget calamities
… breaches could have been prevented by not hoarding unnecessary data and by patching systems on time. But once they happened and you got the usual apology letter offering a year of credit monitoring or whatever, what can you the victim do about them?
0
220

Favorite! Would you like to add notes/tags?

Microsoft launches age-guessing website "How Old"

click photo for more information
Microsoft launches age-guessing website "How Old"
How to protect yourself from identity theft · ELLE · Jordan Dunn is the newest face of Maybelline · ELLE · Victoria's Secret London Show · ELLE · Blake Lively's website has launched · ELLE · How to protect yourself from identity theft · ELLE · Jordan …
0
196

Favorite! Would you like to add notes/tags?

Chicago Boss Vows No New Taxes After Teacher Strike: Muni Credit

click photo for more information
Chicago Boss Vows No New Taxes After Teacher Strike: Muni Credit
Chicago Mayor Rahm Emanuel plans to unveil his 2013 spending plan next week after pledging to fix the city's finances without boosting taxes, fines or fees. Photographer: David Paul Morris/Bloomberg. Don't Miss Out — Follow Bloomberg On. Facebook …
0
142

Favorite! Would you like to add notes/tags?

Black Friday cheat sheet: A guide to the retail-deal bonanza

click photo for more information
Black Friday cheat sheet: A guide to the retail-deal bonanza
The turkey is brining, the silver is polished and the tablecloth is ironed for your fancy Thanksgiving dinner. So you know what that means: It's time to make your game plan for shopping the Black Friday deals. Here, we've answered key questions in an …
0
102

Favorite! Would you like to add notes/tags?

Experian data breach may affect over 1 million New York T-Mobile users

click photo for more information
Experian data breach may affect over 1 million New York T-Mobile users
(WBNG Binghamton) Attorney General Eric Schneiderman is warning people to carefully monitor their credit cards and private information, after recent news that more than 15 million T-Mobile customers may have had their personal information, including …
0
155

Favorite! Would you like to add notes/tags?

Columbia City High School hosts 51st Distinguished Young Woman pageant

click photo for more information
Columbia City High School hosts 51st Distinguished Young Woman pageant
COLUMBIA CITY, Ind. (NBC33) – Saturday evening, Columbia City High School hosted a group of senior girls competing in a program in which they had a chance to win a college scholarship. Seven girls who either live or attend high school in Whitley County …
0
167

Favorite! Would you like to add notes/tags?

Should You Choose Debt Consolidation or Bankruptcy?

click photo for more information
Should You Choose Debt Consolidation or Bankruptcy?
While it may show up on your credit report, a debt consolidation typically will not lower your credit score like a bankruptcy filing. You may be able to keep your credit cards. Occasionally, credit card use will be prohibited by a debt consolidation …
0
106

Favorite! Would you like to add notes/tags?

5 Dings You Can Remove From Your Credit Reports

click photo for more information
5 Dings You Can Remove From Your Credit Reports
If you've looked at your credit report lately, you might see any number of various items that are harmful to your credit score. Of course, it's common knowledge that errors can be removed from your credit report. This takes time and effort, but if the …
0
190

Favorite! Would you like to add notes/tags?

Risky stuff you're doing on your work computer

click photo for more information
Risky stuff you're doing on your work computer
With technology driving business growth, more companies are implementing bring-your-own-device policies in the workplace. Almost two in three IT professionals believe employee carelessness is connected to major data breaches that exposed customer …
0
99

Favorite! Would you like to add notes/tags?

load more posts

Copyright © 2018 www.creditscorefree.net. All Rights Reserved.