Insufficient funds: Decline the transaction or pay an overdraft fee?

click photo for more information
Insufficient funds: Decline the transaction or pay an overdraft fee?
When looking to make purchases and payments on a regular basis, it’s important to make sure that you have enough money available. There are times when an individual doesn’t have… The post Insufficient funds: Decline the transaction or pay an overdraft fee? appeared first on Advantage CCS.
1
28

Favorite! Would you like to add notes/tags?

Credit Counseling Is Available In California

click photo for more information
Credit Counseling Is Available In California
Millions of Americans deal with debt every single day. The most common cause of debt is due to having too many credit cards, but it isn’t as easy as cutting… The post Credit Counseling Is Available In California appeared first on Advantage CCS.
0
65

Favorite! Would you like to add notes/tags?

5 Ways to Improve Your Credit Score This Year

click photo for more information
5 Ways to Improve Your Credit Score This Year
Good habits protect your credit scoreImage Source: Flickr User Araí Moleri Riva-Zucchelli After bankruptcy, one of the first things to do to take full advantage of the fresh start you have is to begin rebuilding your credit as soon as possible. Within just a few months of your bankruptcy discharge, it’s time to start working […]
0
116

Favorite! Would you like to add notes/tags?

Poll: 94 million Americans store their card information online

click photo for more information
Poll: 94 million Americans store their card information online
Oldest shoppers most likely to let retailers keep their data on file, raising security and impulse shopping concerns
0
74

Favorite! Would you like to add notes/tags?

Don't say 'I do" to bad credit: Navigating financial waters before you say 'I do'

click photo for more information
Don't say 'I do" to bad credit: Navigating financial waters before you say 'I do'
Financial mismanagement tops the list of reasons why couples seek divorces, so check out your partner’s creditworthiness before tying the knot
0
66

Favorite! Would you like to add notes/tags?

7 rules for using credit cards to finance a dream

click photo for more information
7 rules for using credit cards to finance a dream
Founding a business, getting an education or even a once-in-a-lifetime experience could be reasons to take a risk
0
54

Favorite! Would you like to add notes/tags?

Credit Union or Bank—What’s the Difference?

click photo for more information
Credit Union or Bank—What’s the Difference?
Every year, millions of people set goals and resolutions to become more fit. Many of these aspirations have to do with losing weight, eating better, or just becoming a healthier person in general. This year, Kohler Credit Union is paving the way for people like you to become fit… when it comes to your finances […]
0
94

Favorite! Would you like to add notes/tags?

5 reasons why a nearly perfect credit score's not enough

click photo for more information
5 reasons why a nearly perfect credit score's not enough
It is possible to have an excellent score even if you filed bankruptcy in the past. For example, you could have filed six years ago and have behaved perfectly ever since. However, some lenders might still have a rule that prohibits anyone with a …
0
85

Favorite! Would you like to add notes/tags?

Millennials risk 'credit chaos'

click photo for more information
Millennials risk 'credit chaos'
Two in five millennials – those born between the early 1980s and the early 2000s – are jeopardising their chance of getting a mortgage by missing minor payments on utility bills and other forms of credit, according to a new report. Research …
0
130

Favorite! Would you like to add notes/tags?

3 Ways To Improve Your Credit Score

click photo for more information
3 Ways To Improve Your Credit Score
Move over GPA, there's another number that has an even greater effect on your lifestyle and future now that you're out in the real world—your credit score. That 3-digit number—calculated based on your credit mix, payment history and debt load—plays …
0
85

Favorite! Would you like to add notes/tags?

Could A New Credit Scoring System Affect Your Ability To Borrow?

click photo for more information
Could A New Credit Scoring System Affect Your Ability To Borrow?
Recently I wrote about how your bankruptcy score, a rating that predicts the likelihood that you'll become insolvent, could affect your ability to borrow. This rating, just like your credit score, is created by Equifax and TransUnion and is based on …
0
48

Favorite! Would you like to add notes/tags?

Four Strategies to Recovering Charge-Offs

click photo for more information
Four Strategies to Recovering Charge-Offs
“We actually do periodic seminars on how to improve your credit score,” Stoppel explained. “We give members their credit reports and their scores. Usually, it's in a group setting, so we don't especially sit down with them. After the seminars, we do …
0
92

Favorite! Would you like to add notes/tags?

How to Protect Yourself From Tax-Identity Theft

click photo for more information
How to Protect Yourself From Tax-Identity Theft
GEORGE PAPADOPOULOS: A new form of theft has become a cause for alarm among e-filers, after certain e-filers began receiving “return not accepted” messages from the Internal Revenue Service. Others have realized they had been scammed when they …
0
68

Favorite! Would you like to add notes/tags?

Free credit monitoring: It's worth every penny

click photo for more information
Free credit monitoring: It's worth every penny
Which is why offering free credit monitoring for one or three years is merely an autonomic and useless gesture. Even when the motivation for ID theft is to establish credit, it's useless. Frank Abagnale, the famous fraudster-turned-cybersecurity and …
0
57

Favorite! Would you like to add notes/tags?

Police warn to protect yourself from identity theft

click photo for more information
Police warn to protect yourself from identity theft
Green Bay, Wis — – Green Bay Police are reminding everyone to protect themselves from identity theft. Tax time is when many people find out that they are victims of identity theft, when they try to file their taxes and discover that someone has …
0
81

Favorite! Would you like to add notes/tags?

When should you consider seller financing?

click photo for more information
When should you consider seller financing?
Applicants must prove a consistent income stream over a two-year period, coupled with a strong credit score rating. Self-employed borrowers — or those with a history of a bankruptcy, short sale or other past credit-compromising issues — are often …
0
55

Favorite! Would you like to add notes/tags?

Hyatt reveals hundreds of hotels infected by credit-card-stealing malware

click photo for more information
Hyatt reveals hundreds of hotels infected by credit-card-stealing malware
The smoke still hasn't cleared from the security breach at Hyatt Hotels that happened about a month ago. Except, now we're beginning to realize just how much information was compromised. In case you've forgotten, last December the hotel chain reported …
0
27

Favorite! Would you like to add notes/tags?

Credit.com discerns numerous Americans are not concerned with credit reports

click photo for more information
Credit.com discerns numerous Americans are not concerned with credit reports
I can remember being 18 years old and owning my first debit card. I was so excited to be working and earning my own money without having to ask my parents for an allowance. Therefore, I decided to embark on my dreams of being a rapper. The first thing …
0
53

Favorite! Would you like to add notes/tags?

Kemp announces credit monitoring for Georgia voters in data breach

click photo for more information
Kemp announces credit monitoring for Georgia voters in data breach
Georgia Secretary of State Brian Kemp announced Thursday plans to to offer free credit monitoring and identity theft restoration services for 6.2 million registered voters. The announcement came more than two weeks after a massive data breach at the …
0
75

Favorite! Would you like to add notes/tags?

An Extra Holiday Credit Card Perk: Mall Lounges

click photo for more information
An Extra Holiday Credit Card Perk: Mall Lounges
Having access to an airport lounge is a well-known perk of airline rewards programs and some credit cards, but you might want to see if your credit card has another way for you to escape the chaos this holiday season: Shopping mall lounges. Like at an …
0
88

Favorite! Would you like to add notes/tags?

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

click photo for more information
DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)
How to Build Credit for the First Time It's official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don't get me started on the multiple versions of credit scores out there. By one …
0
122

Favorite! Would you like to add notes/tags?

Fighting Online Fraud

click photo for more information
Fighting Online Fraud
Shopping on the websites of companies you've done business with also can save you time and hassle, said Steve Platt, a vice president at credit-monitoring company Experian. Online retailers will be on the lookout for fraudsters, too. That means they …
0
136

Favorite! Would you like to add notes/tags?

Beware the poor credit score that could be an own goal if you want a loan

click photo for more information
Beware the poor credit score that could be an own goal if you want a loan
Notch up a credit score of 961 or better and you are in the “excellent” category, according to Experian, the UK's biggest credit reference agency. Score 881-960 … Secondly, they might have a history of bad debts – missed payments etc – or even a …
0
42

Favorite! Would you like to add notes/tags?

Solar garden options rolling out for Xcel Energy customers in Minnesota

click photo for more information
Solar garden options rolling out for Xcel Energy customers in Minnesota
Paul Norton drives an electric car and likes the idea of getting clean energy from the sun. But putting solar panels on his family's New Hope home wasn't in the cards. Like many people who have considered solar, Norton and his wife, Martha, didn't want …
0
45

Favorite! Would you like to add notes/tags?

Harshala Chandorkar, Chief Operating Officer, CIBIL

click photo for more information
Harshala Chandorkar, Chief Operating Officer, CIBIL
What is a credit score? It is very important for consumers to understand why your CIBIL report and your CIBIL score is extremely important today. Today, almost no loan or no credit card is sanctioned before banks evaluate a consumers credit report and …
0
156

Favorite! Would you like to add notes/tags?

How to get a mortgage when returning to Britain

click photo for more information
How to get a mortgage when returning to Britain
Expats looking to return to the UK, or simply to regain a foothold on the property ladder, are finding life tougher since the credit crunch. With the tightening of the terms of mortgages and lending criteria, it is now more difficult to find lenders …
0
75

Favorite! Would you like to add notes/tags?

load more posts

Copyright © 2017 www.creditscorefree.net. All Rights Reserved.