Credit Score

Credit Score

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Credit Score
You can get your credit score online at a number of free credit report and credit scores sites. Most personal finance experts recommend that you find out your credit rating before you apply for a credit card, mortgage, car loan, or other debt. Many employers also check credit as a condition to employment. Your individual […]
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Credit ScoreYou can get your credit score online at a number of free credit report and credit scores sites. Most personal finance experts recommend that you find out your credit rating before you apply for a credit card, mortgage, car loan, or other debt. Many employers also check credit as a condition to employment.

Your individual financial health starts with an honest assessment of your creditworthiness. A good credit score of 680 or above can save you thousands of dollars on interest payments and bank fees. A 700 credit score means extra money in your pocket. Credit scores are issued by one of three reporting agencies — Experian, Equifax and TransUnion. In addition, lenders look at your FICO score in determining whether you are a good credit risk.

You should review your credit report regularly to find possible errors in the reporting of your personal financial history. A recent study by the Federal Trade Commission (FTC) found that five percent of consumers had errors in one of their three major credit reports that could cause them to pay more for such financial products as insurance and auto loans.

The first step to ensuring a healthy financial profile is also one of the easiest – order your personal credit score today.

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