Defaulting on Federal Student Loans Means Your Salary Can Be Garnished

Defaulting on Federal Student Loans Means Your Salary Can Be Garnished

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Defaulting on Federal Student Loans Means Your Salary Can Be Garnished
That's because the consequences of not paying federal student loans after nine months are dire: your wages and taxes can be garnished and your credit score knocked down several hundred points. And declaring bankruptcy won't get you out of Dodge; …
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Wonderful Debt Management Tips for College Students

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Wonderful Debt Management Tips for College Students
Before investing in a college education, many students ask themselves questions such as “How much should I spend on school?”, “How much should I borrow in loans?”, “How much student… The post Wonderful Debt Management Tips for College Students appeared first on Advantage CCS.
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New Year, New FAFSA

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New Year, New FAFSA
If your child will be in college between July 1, 2017 and June 30, 2018, it’s time to apply for financial aid.
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What Happens When You Pay Off A Loan Early?

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What Happens When You Pay Off A Loan Early?
Living with debt is an expensive and super stressful experience. Though the road may seem long, paying off debts and loans will strengthen your financial future. Nearly every type of… The post What Happens When You Pay Off A Loan Early? appeared first on Advantage CCS.
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Financial Planning for College Freshmen

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Financial Planning for College Freshmen
With the costs of higher education continuing to rise, it is more important than ever for students and their families to develop a strategy to pay for tuition, housing, meals, books and more. While the fall semester may seem like a long way off, now is the time to develop a payment plan.
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The Big Risks of Cosigning for Student Loans

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The Big Risks of Cosigning for Student Loans
What To Know Before Cosigning A Student Loan A person might have a child, family member, or even a close family friend who is about to start college. They turned in their… The post The Big Risks of Cosigning for Student Loans appeared first on Advantage CCS.
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How To Deal With Student Loan Debt

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How To Deal With Student Loan Debt
Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or… The post How To Deal With Student Loan Debt appeared first on Advantage CCS.
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10 Things I Hate About Student Loans

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10 Things I Hate About Student Loans
Student loans are generally not dischargeable in bankruptcy. Most student loans do not go away with … But these loans often require parents to co-sign and tend to have higher interest rates, depending on your credit score. (You can view your credit …
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York U chemistry student Bach Kim Nguyen a finalist in Sunnybrook Research …

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York U chemistry student Bach Kim Nguyen a finalist in Sunnybrook Research …
Though she didn't win, York University's Bach Kim Nguyen gained valuable experience as one of 10 finalists for the fifth annual Sunnybrook Research Prize competition Friday, Jan. 8. Set inside Sunnybrook Research Institute (SRI) at Sunnybrook Health …
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Is There a Student Loan Gender Gap?

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Is There a Student Loan Gender Gap?
The escalating cost of higher education makes it difficult to avoid borrowing for college and, once on the books, student loans are very rarely discharged in bankruptcy. … A good credit score can help you qualify for better rates on a new loan. You …
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Parents need to be aware of student loan pitfalls

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Parents need to be aware of student loan pitfalls
The CFPB analysis found that many lenders don't include a specific credit score floor necessary for releasing a co-signer. The lack of these specifics “raises questions about whether lenders … Another complicating factor is that many private student …
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5 tips for tackling your student loan costs

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5 tips for tackling your student loan costs
Remember that mistakes can follow you for years: Negative items on your credit report – including missed payments, accounts sent to collections and bankruptcy – remain there for a period of 7 to 10 years, or indefinitely in the case of delinquent …
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Not alone with loan debt: LSS offers student loan debt counseling

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Not alone with loan debt: LSS offers student loan debt counseling
If you don't manage student loan debt, it can have a negative effect on an individual's credit score, just like credit card debt, said Katie Eastman, financial counselor at the LSS office in Brainerd. The government can garnish wages and bank account …
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Car Title Loans 101: A Guide on Using the Title of your Vehicle as Collateral

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Car Title Loans 101: A Guide on Using the Title of your Vehicle as Collateral
When you need to cover an unexpected expense, but you're short on financial means to do so, borrowing money can be your next option. But what if your loved ones can't lend you cash or you have a bad credit score? If that's the case, there's no need to …
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VIDEO: Federal Trade Commission Talks About Warning Signs of Identity |

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VIDEO: Federal Trade Commission Talks About Warning Signs of Identity |
If your wallet, Social Security number, or other personal information is lost or stolen, there are steps you can take to help protect yourself from identity theft. Once identity thieves have your personal information, they can drain your bank account …
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The IRS Won't Tax Corinthian Students' Forgiven Loans… But What About …

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The IRS Won't Tax Corinthian Students' Forgiven Loans… But What About …
It's bad enough that higher education debtors are treated as second-class consumers with regard to the virtual inability to discharge these debts in bankruptcy. Let's not compound … How Student Loans Can Impact Your Credit · What's a Good Credit Score?
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Unstacking the Deck for Student Loan Borrowers

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Unstacking the Deck for Student Loan Borrowers
Then I learned that it's because the governing documents subject such disputes to individual arbitration. Check Credit Before Paying Down Student Loans Check Credit Before Paying Down Student LoansGet your free Credit Score & personalized Action Plan.
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FWCS nixes plan by Snider HS students to honor fallen Concordia student

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FWCS nixes plan by Snider HS students to honor fallen Concordia student
FORT WAYNE, Ind. (NBC33) – In wake of last weekend's shooting death of 17-year old Alonna Allison, a student of Concordia Lutheran High School, students at Snider High School had hoped to plan a "white out" at Friday night's football game in her honor.
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What a credit bureau and credit scoring means for you

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What a credit bureau and credit scoring means for you
This is why the meltdown occurs from time to time. First, what is a credit score. If you know the answer to this question, then who decides your score. Think about it: what are the ingredients, so to speak, of this brew. Included in the determination …
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Everything You Need to Know About Repaying Your Student Loans

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Everything You Need to Know About Repaying Your Student Loans
Unlike many other types of debts, it is very difficult to get student loans discharged or reduced by bankruptcy courts. When does it make sense to refinance student loans? If you have a steady job and a solid credit score, you can search on Credible …
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How to Get Off on the Right Foot Repaying Your Student Loans

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How to Get Off on the Right Foot Repaying Your Student Loans
You can very rarely discharge student loan debt in bankruptcy, so if you fall behind, it takes a lot of work to catch up. If you default on your federal student loans, the government can garnish your wages and seize your tax refund, not to mention the …
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Lenders Offering More Second Chances With Increased Number of Subprime Loans

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Lenders Offering More Second Chances With Increased Number of Subprime Loans
mortgage-app-four Lenders across the U.S. appear to be offering borrowers a second chance at obtaining a mortgage by originating more subprime mortgages for borrowers with credit scores under 620. Equifax's recent National Consumer Credit Trends …
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Paying Down Student Loans While Saving for Retirement

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Paying Down Student Loans While Saving for Retirement
Graduates with student loans are often caught in a Catch-22 scenario when they are faced with large amounts of debt and the need to save for retirement. The conundrum of deciding whether to tackle their student loan payments first or accumulate savings …
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Are Student Loan Servicers the Bad Guys or the Fall Guys?

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Are Student Loan Servicers the Bad Guys or the Fall Guys?
Check Credit Before Paying Down Student LoansGet your free Credit Score & personalized Action Plan. See where you … I think not, especially when one considers the virtual inability to discharge education-related debts in bankruptcy. A more equitable …
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Struggling With Your Student Loan Servicer? Help May Be on the Way

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Struggling With Your Student Loan Servicer? Help May Be on the Way
Check Credit Before Paying Down Student LoansGet your free Credit Score & personalized Action Plan. See where you stand & learn ways to better manage your score before paying down your student … These borrowers report paying on time each month, only …
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Suze Orman answers 22 questions on student loans, investing and retirement

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Suze Orman answers 22 questions on student loans, investing and retirement
Suze Orman: The most dangerous debt you can ever have is student loan debt because student loan debt is not dischargeable in bankruptcy. So I want you to change your attitude — stop feeling like you're drowning in student loan debt and start feeling …
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Low Credit Score Home Loans After Bankruptcy

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Low Credit Score Home Loans After Bankruptcy
Loans After Bankruptcy. We have several different loan programs available for home owners and home buyers with a past bankruptcy. Depending on your credit … Unless you borrow to buy a home, you must fully repay most 401(k) loans within five years, …
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