What Happens When You Pay Off A Loan Early?

What Happens When You Pay Off A Loan Early?

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What Happens When You Pay Off A Loan Early?
Living with debt is an expensive and super stressful experience. Though the road may seem long, paying off debts and loans will strengthen your financial future. Nearly every type of… The post What Happens When You Pay Off A Loan Early? appeared first on Advantage CCS.
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New Year, New FAFSA

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New Year, New FAFSA
If your child will be in college between July 1, 2017 and June 30, 2018, it’s time to apply for financial aid.
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Financial Planning for College Freshmen

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Financial Planning for College Freshmen
With the costs of higher education continuing to rise, it is more important than ever for students and their families to develop a strategy to pay for tuition, housing, meals, books and more. While the fall semester may seem like a long way off, now is the time to develop a payment plan.
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The Big Risks of Cosigning for Student Loans

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The Big Risks of Cosigning for Student Loans
What To Know Before Cosigning A Student Loan A person might have a child, family member, or even a close family friend who is about to start college. They turned in their… The post The Big Risks of Cosigning for Student Loans appeared first on Advantage CCS.
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How To Deal With Student Loan Debt

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How To Deal With Student Loan Debt
Congratulations on completing college! But maybe you’re not in a celebrating mood because your first student loan payment is due? You might be a college graduate in a rough or… The post How To Deal With Student Loan Debt appeared first on Advantage CCS.
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Paying Down Student Loans While Saving for Retirement

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Paying Down Student Loans While Saving for Retirement
Graduates with student loans are often caught in a Catch-22 scenario when they are faced with large amounts of debt and the need to save for retirement. The conundrum of deciding whether to tackle their student loan payments first or accumulate savings …
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Are Student Loan Servicers the Bad Guys or the Fall Guys?

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Are Student Loan Servicers the Bad Guys or the Fall Guys?
Check Credit Before Paying Down Student LoansGet your free Credit Score & personalized Action Plan. See where you … I think not, especially when one considers the virtual inability to discharge education-related debts in bankruptcy. A more equitable …
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Surviving Grad School: Credit, why it matters, how to build it, and how to use it

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Surviving Grad School: Credit, why it matters, how to build it, and how to use it
headshot-thalerSMALL Graduate school can be a financially volatile time. Grad students, often living on a low, fixed income, may find that they are required to shoulder unexpected expenses–new computers, travel for research, professional attire, not to …
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Defaulting on Federal Student Loans Means Your Salary Can Be Garnished

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Defaulting on Federal Student Loans Means Your Salary Can Be Garnished
That's because the consequences of not paying federal student loans after nine months are dire: your wages and taxes can be garnished and your credit score knocked down several hundred points. And declaring bankruptcy won't get you out of Dodge; …
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How Student Loans Affect Your Credit Score

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How Student Loans Affect Your Credit Score
Hold on, what is a credit score? Used by lenders (banks and credit unions) to evaluate a borrower's creditworthiness, a credit score is a number between 300 and 850. Of course, it's not just a number – a credit score actually holds a lot of power in …
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