What’s in a Credit Report?

What's in a Credit ReportA credit report sets forth important information about your financial background and credit history that provides an individualized snapshot of how you have managed your own personal financial affairs. The information contained in the report helps lenders, credit card issuers, insurance companies, landlords and even employers make major decisions about you.

Credit reports contain the following detailed information about you, as well as other data elements that are of interest to creditors:

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